Insurance rates

Denver Rick · September 17th, 2012, 08:43 AM

I'm shopping for insurance. Can you all give me what you pay annually to insure your 1199 (and give the state and coverages you got) and what insurance carrier you used. I have a Tricolore and in Colorado, so anybody similarly situated would be fantastic. But any information would be helpful.

Phil · September 17th, 2012, 09:05 AM

there is an insurance and coverage thread

here

Sgt93 · September 17th, 2012, 09:26 AM

What a great bike for the twisty's in CO. Jealous.

Sorry for the slight thread derail.

zvez · September 17th, 2012, 10:06 AM

Geico's worked well for me.

duckyduc · September 17th, 2012, 10:07 AM

commerce, $1,600/year, im 29 yo

Denver Rick · September 17th, 2012, 10:40 AM

Quote:

Originally Posted by Phil

there is an insurance and coverage thread

here

Aaah, Thanks!

efna · September 17th, 2012, 01:22 PM

$1200 year, state farm, 100,300, full coverage plus under-insured and uninsured. They also cover my K7 750 and that runs 300 a year. same coverage. I do not have my home or cars with them. Just the two bikes. I searched for quite some time and no one could come close.

Check the other insurance and coverage thread for responses and stories from lots of members.

kensteele · September 17th, 2012, 02:34 PM

no one could even come close for me either. $585/yr. state farm. full coverage. 1 bike only. and that's with one speeding ticket (74/45) on my record.

mark419ny · September 17th, 2012, 05:30 PM

state farm in nyc 858 full coverage the closest to that in nyc full coverage was 3500 no name company. geico and progressive wanted 7000 for 6 months lol.

TransNone13 · September 17th, 2012, 05:46 PM

I live in the springs. I'm a single male, 25 y/o, with a $1000 deductible. $60 a month through State Farm. Cheapest WITH the best service. Rich Wells is awesome (my rep).

bedfordNY1199 · September 17th, 2012, 05:53 PM

844 with Allstate, Geico was 877

1198freak · September 18th, 2012, 01:33 PM

My 1199 base costs me $800 a year for Insurance through State Farm. Full coverage, 42 years old, married male living in So Cal. with a good driving record. I gotta give State Farm credit, in 2008 I had a bike stolen that they covered. I also had a bunch of aftermarket goodies installed that I had kept the receipts for. I showed all the paperwork to State Farm, they paid for the bike and for all the aftermarket parts I had added.. minus a small adjustment for depreciation of the bike and the aftermarket parts. But it was only a minimal deduction so I was happy. I got a check from them within about 3 weeks.

1stduc1199 · September 18th, 2012, 01:45 PM

46 married, clean record, 880 year with State Farm.Was getting ripped off by progressive(2100 per year) till I switched to State
btw, bike is financed otherwise I wouldn't insure it

kensteele · September 18th, 2012, 03:38 PM

Quote:

Originally Posted by 1stduc1199

46 married, clean record, 880 year with State Farm.Was getting ripped off by progressive(2100 per year) till I switched to State
btw, bike is financed otherwise I wouldn't insure it

same here, i thought about that, as soon as no lien, do i drop to state minimum. for my new bikes, i always carry full coverage for a couple of years regardless and then drop to less than full coverage...my other bike is only $123/year.

TransNone13 · September 18th, 2012, 03:51 PM

I upped mine to 500/500 for $70 a month.

Louis · September 18th, 2012, 08:00 PM

Wow. I'm getting bent over. 1199S Full coverage, 100/300, 29 yo, no points, no tickets, geico, 5k deductable, 3 years licensed. 1800/year.

unrazzo · September 18th, 2012, 08:55 PM

$550, California Casualty (which is actually based in CO, lol), 100,300, full coverage plus under-insured and uninsured.

b1six · September 18th, 2012, 10:49 PM

$22/mo full coverage $500 deductible. USAA

Sleekstyle · September 18th, 2012, 10:58 PM

661 full yr / AAA SoCal
28, no pts, clean record

efna · September 18th, 2012, 11:50 PM

So thereya go. A range of prices from various companies. Overall it looks like state farm offers consistently low (relative) rates. Of course the area you live in will have an impact as well. For example, here is AZ, EVERYTHING insurance wise seems more expensive. F'n statistics!

September 17th, 2012, 08:43 AM	#1
Denver Rick Senior Member Joined: Aug 2012 From: Denver, Colorado Posts: 297 Thanks: 61 I Ride: '12 1199 Panigale S Tricolore	Insurance rates I'm shopping for insurance. Can you all give me what you pay annually to insure your 1199 (and give the state and coverages you got) and what insurance carrier you used. I have a Tricolore and in Colorado, so anybody similarly situated would be fantastic. But any information would be helpful.

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September 17th, 2012, 09:05 AM	#2
Phil Senior Member Joined: Feb 2012 From: my garage Posts: 1,476 Thanks: 224 I Ride: oh yes, I do!!!	there is an insurance and coverage thread here

September 17th, 2012, 09:26 AM	#3
Sgt93 Member Joined: Sep 2012 From: Illinois Posts: 75 Thanks: 0 I Ride: A little bit of everything	What a great bike for the twisty's in CO. Jealous. Sorry for the slight thread derail.

September 17th, 2012, 10:06 AM	#4
zvez Senior Member Joined: May 2012 From: ga Posts: 1,764 Thanks: 154	Geico's worked well for me.

September 17th, 2012, 10:07 AM	#5
duckyduc Senior Member Joined: Feb 2012 From: boston Posts: 389 Thanks: 11 I Ride: 1199, 10'CBR1000RR, Metropolitan Scooter (yup)	commerce, $1,600/year, im 29 yo

September 17th, 2012, 01:22 PM	#7
efna Senior Member Joined: May 2012 From: Peoria, AZ Posts: 336 Thanks: 15 I Ride: GSXR750 K7, 1199 Panigale	$1200 year, state farm, 100,300, full coverage plus under-insured and uninsured. They also cover my K7 750 and that runs 300 a year. same coverage. I do not have my home or cars with them. Just the two bikes. I searched for quite some time and no one could come close. Check the other insurance and coverage thread for responses and stories from lots of members.

September 17th, 2012, 02:34 PM	#8
kensteele Senior Member Joined: Jan 2012 From: Overland Park, KS Posts: 449 Thanks: 31	no one could even come close for me either. $585/yr. state farm. full coverage. 1 bike only. and that's with one speeding ticket (74/45) on my record.

September 17th, 2012, 05:30 PM	#9
mark419ny Senior Member Joined: May 2012 From: New York Posts: 952 Thanks: 161 I Ride: 1199 s abs	state farm in nyc 858 full coverage the closest to that in nyc full coverage was 3500 no name company. geico and progressive wanted 7000 for 6 months lol.

September 17th, 2012, 05:46 PM	#10
TransNone13 Senior Member Joined: May 2012 From: Someville, Somestate Posts: 2,247 Thanks: 159	I live in the springs. I'm a single male, 25 y/o, with a $1000 deductible. $60 a month through State Farm. Cheapest WITH the best service. Rich Wells is awesome (my rep).

September 17th, 2012, 05:53 PM	#11
bedfordNY1199 Junior Member Joined: Apr 2012 From: Bedford, NY Posts: 29 Thanks: 0 I Ride: 1199 S ABS	844 with Allstate, Geico was 877

September 18th, 2012, 01:33 PM	#12
1198freak Senior Member Joined: Nov 2011 From: California Posts: 147 Thanks: 8	My 1199 base costs me $800 a year for Insurance through State Farm. Full coverage, 42 years old, married male living in So Cal. with a good driving record. I gotta give State Farm credit, in 2008 I had a bike stolen that they covered. I also had a bunch of aftermarket goodies installed that I had kept the receipts for. I showed all the paperwork to State Farm, they paid for the bike and for all the aftermarket parts I had added.. minus a small adjustment for depreciation of the bike and the aftermarket parts. But it was only a minimal deduction so I was happy. I got a check from them within about 3 weeks.

September 18th, 2012, 01:45 PM	#13
1stduc1199 Senior Member Joined: Jun 2012 From: south florida Posts: 162 Thanks: 9 I Ride: 2012 1199 S	46 married, clean record, 880 year with State Farm.Was getting ripped off by progressive(2100 per year) till I switched to State btw, bike is financed otherwise I wouldn't insure it

September 18th, 2012, 03:51 PM	#15
TransNone13 Senior Member Joined: May 2012 From: Someville, Somestate Posts: 2,247 Thanks: 159	I upped mine to 500/500 for $70 a month.

September 18th, 2012, 08:00 PM	#16
Louis Junior Member Joined: Sep 2012 From: Frisco, Tx Posts: 10 Thanks: 0	Wow. I'm getting bent over. 1199S Full coverage, 100/300, 29 yo, no points, no tickets, geico, 5k deductable, 3 years licensed. 1800/year.

September 18th, 2012, 08:55 PM	#17
unrazzo Member Joined: May 2012 From: NorCal, USA Posts: 99 Thanks: 0 I Ride: 1199 Pani-awesome	$550, California Casualty (which is actually based in CO, lol), 100,300, full coverage plus under-insured and uninsured.

September 18th, 2012, 10:49 PM	#18
b1six Senior Member Joined: Aug 2012 From: Yuba City CA Posts: 200 Thanks: 4 I Ride: The bees knees.	$22/mo full coverage $500 deductible. USAA

September 18th, 2012, 10:58 PM	#19
Sleekstyle Member Joined: Sep 2012 From: SoCal Posts: 80 Thanks: 0 I Ride: Panigale / Fireblade	661 full yr / AAA SoCal 28, no pts, clean record

September 18th, 2012, 11:50 PM	#20
efna Senior Member Joined: May 2012 From: Peoria, AZ Posts: 336 Thanks: 15 I Ride: GSXR750 K7, 1199 Panigale	So thereya go. A range of prices from various companies. Overall it looks like state farm offers consistently low (relative) rates. Of course the area you live in will have an impact as well. For example, here is AZ, EVERYTHING insurance wise seems more expensive. F'n statistics!