Tricolor3SF

Anyone in N.A. Want to share what insurance and rate they ve found?
Thanks

Ducati Dreams

Full coverage $550 for a male in late twenties with a perfect driving record and no claims

Ray916MN

Comprehensive and collision with $1K deductible and maximum liability $309/yr.

Low 50s, lots of tickets....

PannyofDoom

37/month for 100/300/100 full everything with 1k deductible.

30yrs old, clean record.

Theefiveoh

For a Base/ABS: $31 a month. Mid to high range coverage. $500 deductible. 28 y/o, 2 totaled bikes, no tickets. Through USAA, not Progressive through USAA.

Phil

3708/year progressive, 25/50/25 , premium 1k deductible 32 years old, 14 years drivers license (germany), 0 accidents, but only 1yr old USA endorsement M , clean record, married

will have to go shopping around with the VIN...

turnone

I just called my State Farm agent this morning and the 1199 still isn't in their system. Generic quote based upon $19K price and 1199cc was $30/month for me (40yo, 1 ticket, no claims, etc).
That is with $500 deductible and higher liability limits of 100k/300k).

Getting older is good for insurance.

As a comparison, I just added a 2010 Ninja 250 and for full coverage for my 18 year old with one car claim, adding him to my policy would be $50/month. I went with $20/month by removing Collision coverage, keeping liability (required) and comprehensive.

Chris

michaeldorian

Yeah. Progressive always seems to insanely high. I don't get it.

turnone

They advertise how great they are on all the bike shows. In reality they are expensive.

State Farm is always great on rates, especially if you have car, home and bikes all together.

Plus they are easy to deal with and fast to pay on claims. Highly recommended and I won't change easily. Rates would have to be a A LOT less to convince me.

Chris

Mitchlguzin

Makes 0 sense...USAA does not insure bikes. I'm a long time USAA member and this makes 0.0 sense...

Please explain

jjmontesanto

I used to pay $7/month for liability only with Progressive back in the 90's. I haven't gotten a quote yet for the new bike. I did get a quote for auto with USAA, and it was $70/month more than what I'm paying with GEICO. I was planning on moving everything to USAA for their legendary claims processing but nixed that idea after the auto quote. Planning to look at State Farm based on what I'm reading here to compare against my current GEICO policy.

Theefiveoh

Usually when you ask for motorcycle insurance through USAA they refer you to Progressive, transfer your call to them, then you get done up the butt by them. However, USAA does offer motorcycle insurance by themselves. I'm not sure how I got it but I did. I may have been grandfathered in. They even asked me on the phone when I was getting my 1199 quote "Do you have motorcycle insurance through us or progressive?". You may just have to ask USAA. I know when I first started riding they wouldnt insure me and referred me to Progressive. After riding a few years they allowed me to be insured by them and not referred to Progressive.

I just got the quote yesterday after giving them the VIN my dealer gave me. Insurance was only $3 or $4 dollars more a month than my '07 R1.

jjmontesanto

Yeah, on the USAA website, motorcycle insurance is an option for sure, they partner with Progressive on it like Theefiveoh pointed out.

Tricolor3SF

Thanks everyone for sharing, great info!

zaster

Somebody has to pay for the boatload of commercials

Gulf Coast

I had all my cars with Progressive and they wanted over $3000 to insure BMW K1300S two years ago. Switched the lot to State Farm and down to $550!! Just phoned them up today to get an idea and they said an 1199 would add an extra $60 per year to the BMW quote.

2012DUCATI1199

Anybody use Allstate ?

zvez

you were grandfathered in, unfortunately back when they phased out mc insurance was the only period I didn't have a bike on the policy. They referred me to the "special" arrangement with progressive, no real savings over going to progressive regular site, which is way overpriced went to geico, much cheaper, couple years ago changed to foremost, cheaper still, I've got full coverage 100/300/100 with 1k deductible on 05 goldwing, 10 streetfighter, 11 aprilia rsv4 for around $1k a year. I'm guessing the pani will be around $500 year, rider 52 yo, no wrecks no tickets in ages.

Chris

enolasco

2012DUCATI1199, I have Allstate and they are the worst company that you can use for insurance. I'm paying $624 a year, no ticket, one accident. I have started to working with State-Farm

Gunny Fitz

Odd, I was just reviewing my new policy for the Tri Color I am picking up tomorrow! 45 year old, no tickets, $529 a year, 100/300, $500 deductible across the board (which I should raise to 1k for cheaper rate) and the most customer service insurance dude I have EVER met in my life!
If anyone in Virginia needs a reference for this PM me for details!

I must add, I am a bit anxious and skeptical for tomorrow's "date" as well. Big purchase but a big bike!