Whats your insurance coverage and cost?

PANERISTI · November 23rd, 2011, 11:00 AM

I am currently with McGraw/Pacific specialties, and they will not give me full coverage until I am 30Y.O. I plan to switch to another insurance provider when I purchase my 1199 because I need full coverage to finance.

Agent/Carrier: McGraw/ Pacific Speciality
Coverage: Liability Only
Cost: $160/year
Motorcycle: 2006 Honda CBR600RR
Driving Record: 0 Pts
Licenesed: 6 years
Age: 27

LDucati 1199S · November 29th, 2011, 12:07 PM

Wow that's better than what all the major insurance agency where offering me. Am 20 and through progressive geico and etc. I got quoted around $400 monthly for a 848evo when i was planning on buying one. In then end i didn't get it because it was ridiculous for me to pay double my bike payments for insurance(monthly bike payments was going to be $210). Am sure its because of my age but i also got a feeling that the price has got to deal with all the squids out here in Florida riding without helmets.In the end i did find an insurance company that offered a good price for full overage Direct Auto Insurance they offered me $150 a month. Good luck and be sure to let me know what you ended up going with.

Tricolore · November 30th, 2011, 07:46 AM

One of the advantages of being over 50 is my Tricolore S4Rs insurance - liability only - is $75/yr. Something for you young guys to look forward to :-)

zaster · December 1st, 2011, 06:49 PM

I'm paying $600 full coverage per year for each bike with one crash (total loss) on my record.

512BB · December 2nd, 2011, 07:13 AM

About $250 for $500K coverage across the board. Tricolore I'm right behind ya :-)

Ducati · December 2nd, 2011, 04:53 PM

I am 43 and have been licensed for 15 years. I have a 2010 KTM RC8R Red Bull Edition that I pay $558 and a BMW R1200R that I pay $434. I have full coverage on both bikes with $300k for bodily injury and uninsured motorist. I upgraded the accessory coverage on the KTM by $4,600 to cover the Akropovic race exhaust. I'm with Geico and live in MD.

Retics · January 23rd, 2012, 04:57 PM

08 CBR1000RR $350 basic, 08 NinjaZX10 $350, basic, '10 RSV4, $1700 full coverage .

Third year on super bikes in Alberta,,next year it goes down to half.

jredling · January 23rd, 2012, 05:56 PM

I am 39yo and just got a quote from state farm for $660. for full coverage. You need to have your car insured through them though. They will not insure just a bike.

fireman1251 · January 24th, 2012, 12:57 PM

1200.00 $CAN/year for full coverage

AKKutz · January 25th, 2012, 06:03 AM

365.00 annually 1098S 2008 model, which I just sold and cancelled. Can't wait to see what they hit me for on the new 1199

greg328 · January 25th, 2012, 05:43 PM

Quote:

Originally Posted by jredling

I am 39yo and just got a quote from state farm for $660. for full coverage. You need to have your car insured through them though. They will not insure just a bike.

I use State Farm to insure both my bikes, 2008 1098 base and 2009 R1. Both bikes full coverage, about $90/month each. I'm 47, riding 4 years, no tickets, no claims.

I don't have any autos insured through them....

Greg in Houston

slnvail · January 29th, 2012, 06:55 PM

Progressive quoted me $90/month for full coverage + total loss replacement. 2 other cycles and a truck also insured with them. 44 years old.

JONAH · January 30th, 2012, 01:54 PM

anybody had any quotes from the UK??

1198freak · March 28th, 2012, 04:51 PM

I'm with State Farm, I pay $70 a month for my 2011 1198SP for full coverage. Don't think the 1199 will cost much more if any, they categorize bikes by engine displacement so cost of insurance should be relatively close to what I pay for the 1198.

Theefiveoh · March 28th, 2012, 07:04 PM

All of you current/former US Military fellas should check into USAA. Even if you weren't in the military and your parent(s) were you should still qualify. I only pay around $25 a month for full coverage on my 2007 R1. Excellent company, excellent customer service and they have great banking options as well. I haven't asked for a quote for an 1199 yet, but as soon as I do I'll post up.

FrostyFire · March 28th, 2012, 07:36 PM

Shit, you mean there's life outside the US and A?

big rocky · March 29th, 2012, 03:21 AM

£365.78 fully comp in the uk for me

Rocky

Seanyboy2 · March 29th, 2012, 08:19 AM

Who's that from and what spec of bike?

SPJ · March 31st, 2012, 11:18 AM

Jonah - struggling to get below £750. Bennetts and MCE around a grand...

32, full license, no convictions, 10years NCB. Bike would be garaged. Twice the price of old R1. Not impressed still guess it won't matter once on the road!

Seanyboy2 · March 31st, 2012, 11:34 AM

Quote:

Originally Posted by SPJ

Jonah - struggling to get below £750. Bennetts and MCE around a grand...

32, full license, no convictions, 10years NCB. Bike would be garaged. Twice the price of old R1. Not impressed still guess it won't matter once on the road!

whats that on mate and who with?

November 23rd, 2011, 11:00 AM	#1
PANERISTI Member Joined: Nov 2011 From: California Posts: 36 Thanks: 1	Whats your insurance coverage and cost? I am currently with McGraw/Pacific specialties, and they will not give me full coverage until I am 30Y.O. I plan to switch to another insurance provider when I purchase my 1199 because I need full coverage to finance. Agent/Carrier: McGraw/ Pacific Speciality Coverage: Liability Only Cost: $160/year Motorcycle: 2006 Honda CBR600RR Driving Record: 0 Pts Licenesed: 6 years Age: 27 Last edited by PANERISTI; November 23rd, 2011 at 11:04 AM.

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode

Similar Ducati 1199 Discussions
Thread	Thread Starter	Forum	Replies	Last Post
Tricolore insurance cost	GCD	New Users	14	April 30th, 2012 12:14 PM
Whats up people	1198freak	New Users	4	March 21st, 2012 11:20 AM
insurance costs	JONAH	Ducati 1199	17	March 12th, 2012 02:06 PM
Insurance Dilemma	Mutley	Ducati 1199	0	February 13th, 2012 07:07 AM
insurance	JONAH	Ducati 1199	0	December 22nd, 2011 01:33 PM

November 29th, 2011, 12:07 PM	#2
LDucati 1199S Senior Member Joined: Nov 2011 From: Orlando, FL Posts: 151 Thanks: 2 I Ride: 2012 Ducati 1199 Base ABS	Wow that's better than what all the major insurance agency where offering me. Am 20 and through progressive geico and etc. I got quoted around $400 monthly for a 848evo when i was planning on buying one. In then end i didn't get it because it was ridiculous for me to pay double my bike payments for insurance(monthly bike payments was going to be $210). Am sure its because of my age but i also got a feeling that the price has got to deal with all the squids out here in Florida riding without helmets.In the end i did find an insurance company that offered a good price for full overage Direct Auto Insurance they offered me $150 a month. Good luck and be sure to let me know what you ended up going with.

November 30th, 2011, 07:46 AM	#3
Tricolore Member Joined: Nov 2011 From: New York Posts: 48 Thanks: 3 I Ride: 1098R & S4RS Tricolore	One of the advantages of being over 50 is my Tricolore S4Rs insurance - liability only - is $75/yr. Something for you young guys to look forward to :-)

December 1st, 2011, 06:49 PM	#4
zaster Senior Member Joined: Nov 2011 From: Albuquerque, NM & Bavaria Germany Posts: 391 Thanks: 25 I Ride: 2007 S4RS, 2008 1098S (sold), 2013 1199R	I'm paying $600 full coverage per year for each bike with one crash (total loss) on my record.

December 2nd, 2011, 07:13 AM	#5
512BB Senior Member Joined: Nov 2011 From: nj Posts: 192 Thanks: 0	About $250 for $500K coverage across the board. Tricolore I'm right behind ya :-)

December 2nd, 2011, 04:53 PM	#6
Ducati Junior Member Joined: Nov 2011 From: USA Posts: 9 Thanks: 1 I Ride: S1000RR	I am 43 and have been licensed for 15 years. I have a 2010 KTM RC8R Red Bull Edition that I pay $558 and a BMW R1200R that I pay $434. I have full coverage on both bikes with $300k for bodily injury and uninsured motorist. I upgraded the accessory coverage on the KTM by $4,600 to cover the Akropovic race exhaust. I'm with Geico and live in MD.

January 23rd, 2012, 04:57 PM	#7
Retics Member Joined: Jan 2012 From: Canada Posts: 63 Thanks: 0	08 CBR1000RR $350 basic, 08 NinjaZX10 $350, basic, '10 RSV4, $1700 full coverage . Third year on super bikes in Alberta,,next year it goes down to half.

January 23rd, 2012, 05:56 PM	#8
jredling Member Joined: Nov 2011 From: new jersey Posts: 42 Thanks: 0	I am 39yo and just got a quote from state farm for $660. for full coverage. You need to have your car insured through them though. They will not insure just a bike.

January 24th, 2012, 12:57 PM	#9
fireman1251 Senior Member Joined: Dec 2011 From: Canada Posts: 443 Thanks: 35 I Ride: 1199 Base, '12 Arctic Cat F800SP	1200.00 $CAN/year for full coverage

January 25th, 2012, 06:03 AM	#10
AKKutz Member Joined: Dec 2011 From: LaGrange, KY Posts: 95 Thanks: 5 I Ride: 1040RS, 1199PT	365.00 annually 1098S 2008 model, which I just sold and cancelled. Can't wait to see what they hit me for on the new 1199

January 29th, 2012, 06:55 PM	#12
slnvail Senior Member Joined: Jan 2012 From: Vail, CO Posts: 136 Thanks: 25 I Ride: Ducati 900sscr, Suzuki DRZ 400, 2012 1199 Panigale	Progressive quoted me $90/month for full coverage + total loss replacement. 2 other cycles and a truck also insured with them. 44 years old.

January 30th, 2012, 01:54 PM	#13
JONAH Senior Member Joined: Dec 2011 From: loughborough uk Posts: 226 Thanks: 2 I Ride: 1199 base with ABS	anybody had any quotes from the UK??

March 28th, 2012, 04:51 PM	#14
1198freak Senior Member Joined: Nov 2011 From: California Posts: 146 Thanks: 7	I'm with State Farm, I pay $70 a month for my 2011 1198SP for full coverage. Don't think the 1199 will cost much more if any, they categorize bikes by engine displacement so cost of insurance should be relatively close to what I pay for the 1198.

March 28th, 2012, 07:04 PM	#15
Theefiveoh Senior Member Joined: Mar 2012 From: The Whales Vagina Posts: 242 Thanks: 1 I Ride: 1199 Base/ABS	All of you current/former US Military fellas should check into USAA. Even if you weren't in the military and your parent(s) were you should still qualify. I only pay around $25 a month for full coverage on my 2007 R1. Excellent company, excellent customer service and they have great banking options as well. I haven't asked for a quote for an 1199 yet, but as soon as I do I'll post up.

March 28th, 2012, 07:36 PM	#16
FrostyFire Senior Member Joined: Feb 2012 From: Vancouver, BC Posts: 1,167 Thanks: 114 I Ride: '13 S ABS in the correct colour	Shit, you mean there's life outside the US and A?

March 29th, 2012, 03:21 AM	#17
big rocky Senior Member Joined: Mar 2012 From: lancashire Posts: 135 Thanks: 0	£365.78 fully comp in the uk for me Rocky

March 29th, 2012, 08:19 AM	#18
Seanyboy2 Member Joined: Dec 2011 From: Fife Posts: 56 Thanks: 0	Who's that from and what spec of bike?

March 31st, 2012, 11:18 AM	#19
SPJ Senior Member Joined: Feb 2012 From: England Posts: 186 Thanks: 21	Jonah - struggling to get below £750. Bennetts and MCE around a grand... 32, full license, no convictions, 10years NCB. Bike would be garaged. Twice the price of old R1. Not impressed still guess it won't matter once on the road!